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Variable Protection Administrators, Inc. and Metro Area Group Insurance Consultants makes no representations or warranties with respect to this web site or its contents, which are provided for use "As Is." Variable Protection Administrators, Inc. and Metro Area Group Insurance Consultants disclaims all warranties, express or implied, including without limitation the implied warranties of merchantability and fitness for a particular purpose, with respect to the web site and any web site with which it is linked. Variable Protection Administrators, Inc. and Metro Area Group Insurance Consultants also makes no representation or warranties as to whether the information accessible via this web site, or any web site with which it linked, is accurate, complete, or current.

These newsletters / articles are offered only for general informational and educational purposes. They are not offered as and do not constitute legal advise or legal opinions. Although we intend to keep this information current, we do not promise or guarantee that the information is correct, complete, or up-to-date. You should not act or rely upon the information in these newsletters / articles without seeking the advise of an attorney.

LEGAL DISCLAIMER

The information contained herein is provided "As Is" and is intended to provide general guidelines on various subjects of interest. However, the application and effect of laws can vary depending upon the unique situation of each user. Consequently, the information should not be construed or used as legal, accounting, tax, investment or other professional advice or services. Each user is urged to consult a qualified professional who understands the user’s particular factual situation before making any decisions. Variable Protection Administrators, Inc. disclaims any responsibility for any actions taken by users in their specific cases or for any misrepresentation on the part of the users.

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